24-Hour Telephone Banking

     With our 24-Hour Express Telephone Banking System, you can access and retrieve your account and other information 24-hours a day, 7 days a week from any touchtone telephone.

This includes access to the following accounts:

• Checking
• Savings
• Loans
• Transfers*
• Certificates of Deposit
• Current Interest Rates

It’s simple! When you call to access your account(s) you will be asked to enter a Personal Identification Number (PIN). The first time you call, this number will be your Social Security Number. You will then be prompted to enter your own unique PIN number. Please also have your account number handy for quick reference. This FREE service gives you the flexibility and convenience to bank from home and keep in touch with your money. (* Please see CSR to activate this feature.)

Get A Park Avenue Bank Mastercard CheckCard

• Use it as an ATM card, along with your personal identification number (PIN), to get cash and perform other transactions.
• You can use it like a check to pay for purchases directly from your checking account anywhere Debit MasterCard is accepted.
• With your Park Avenue CheckCard you can also get cash, check your balances or transfer funds at other banks’ ATMs through networks.

Overdraft Services Will Give You Something to Smile About

Have you ever been caught a little short? We'll consider paying your Overdrafts! When you make mistakes or write a check for more money than you have in your checking account, we have a "discretionary" overdraft service that might be helpful to you.

Occasional Overdraft Privilege might mean fewer charges from retailers for insufficient checks! It could also mean additional convenience and flexibility in managing your funds and less aggravation and embarrassment. Some restrictions apply, visit your nearest Park Avenue Bank branch for the full Overdraft Privilege Service description.

For Guaranteed Overdraft Protection up to your pre-approved funding level, ask your customer service representative about Ready Reserve, another Overdraft Option to serve your financial needs because we understand life's little ups and downs.

• Automatic Teller Machines (Star/Cirrus)
• Official Checks
• Travelers Checks
• Master Money Card
• Automatic Deposits/Withdrawals
• Charge Card Services

• Night Deposits
• Bank by Mail
• Internet Banking (PABNET)
• Safe Deposit Boxes
• Stop Payments
• Wire Transfers

• U.S. Savings Bonds
• Electronic Check Imaging
• Touch-Tone Banking (24-Hours a day, 7 days a week)
• Direct Deposit
• ACH Payments